About Us

At JCRMG INC, we guide homebuyers, investors, and homeowners through the mortgage process with clarity and care. Led by Joe Frank Cerros, our team specializes in FHA, VA, conventional, and refinance loans tailored to your unique goals across Southern California. We focus on educating you about your options so you can make confident decisions about your property and financing.

DISCLAIMER

Equal Housing Opportunity • JCRMG Inc. | PO Box 803, Lawndale, CA 90260 Company: NMLS 2418994 • CA DRE 02173635 Joe Frank Cerros: Broker/MLO/Realtor • NMLS 240041 • DRE 01356767 Doing business in California only.

For licensing, visit NMLS Consumer Access nmlsconsumeraccess.org) and the California DRE (dre.ca.gov).

IMPORTANT DISCLOSURES (TILA/Reg Z): For informational purposes only; not a commitment to lend or extend credit. All loans are subject to credit approval, income/asset verification, and acceptable property conditions. Terms, conditions, and programs may change without notice.
RESPA (Reg X): JCRMG INC does not provide or accept any prohibited referral fees or “things of value” for Mortgage Loan settlement-service referrals.
HUD/FHA & EHO: Any FHA/VA program references are educational only. JCRMG INC is not acting on behalf of, or at the direction of, HUD/FHA or any government agency. We support fair housing and non-discrimination in all advertising
FTC Endorsements: If any endorsements, testimonials, or material connections exist, they will be disclosed clearly and conspicuously per 16 CFR Part 255.
SAFE Act / NMLS / CA DRE: Include company name, CA DRE license number, and applicable NMLS unique identifiers on first‑point‑of‑contact and mortgage advertising (see DRE RE 858/RE 559).